Jill Karmy › F-1
Jill Karmy: statement of financial affairs
Data last updated: F-1 statements filed through Oct 13, 2026 (read Oct 14, 2026)
- Period
- 2024-11-01 – 2025-10-31
- Filed
- 2025-11-12
- Office
- Superior Court Judge, Cowlitz County Superior Court
- Original
- the statement on the PDC's site
Income 4
| Source | For | Whose | Amount |
|---|---|---|---|
| Karmy Law Office Ridgefield, WA | ATTORNEY - LAWYER | Filer | $100,000–$199,999 |
| Cowlitz County Kelso, WA | COURT COMMISSIONER | Filer | $100,000–$199,999 |
| Social Security Surving Dependent Benefits Baltimore, MD | Minors' survivor's benefits | Dependent | $60,000–$99,999 |
| Rental income Sunriver, OR | Vacation home | Filer | $0–$29,999 |
Accounts and investments 8
| Held at / in | What | Whose | Value |
|---|---|---|---|
| US Bank | Checking | Filer | $30,000–$59,999 |
| Columbia Bank | Checking | Filer | $60,000–$99,999 |
| American Express | Savings | Filer | $0–$29,999 income $0–$29,999 |
| Bank of America | Certificate of Deposit | Filer | $0–$29,999 income $0–$29,999 |
| The Cincinnati Life Insurance Company | Life Benefit Access Account | Filer | $200,000–$499,999 |
| Morgan Stanley Wealth Management | 401k | Filer | $200,000–$499,999 |
| PERS | PERS 3 retirement | Filer | $0–$29,999 |
| Lupine Investment Group LLC | Land Investment | Filer | $0–$29,999 |
Businesses 2
| Business | Role | Whose |
|---|---|---|
| Karmy Law Office PLLC Law firm | owner | Filer |
| Lupine Investment Group LLC Real Property Investment | Limited partner | Filer |
Real estate 1
| Where | Whose | Assessed value | Mortgages and liens |
|---|---|---|---|
| Ridgefield, WA | Filer | $750,000–$999,999 | Umpqua/Columbia Bank ($500,000–$749,999) |
Street addresses are on the PDC's copy; we show the city only.
Other debts 7
| Owed to | Whose | Owed now | Terms |
|---|---|---|---|
| Umpqua/Columbia Bank | Filer | $200,000–$499,999 | 30-year at 3.125 |
| TD Auto Finance | Filer | $30,000–$59,999 | 72 months at 5.49% |
| U.S. Department of Education/ED Financial Services | Filer | $0–$29,999 | Direct fixed at 5.750% |
| Navient Federal Loan Trust/Mohela | Filer | $0–$29,999 | 30 years at 1.750% |
| Rivermark Community Credit Union | Filer | $0–$29,999 | 6 years at 4.49% |
| Columbia Credit Union | Filer | $30,000–$59,999 | 66 months at 6.99% |
| Fifth Third | Filer | $100,000–$199,999 | 20 years at 5.49% |
Values are the F-1's brackets (exact for gifts).